About Us

We work with multiple lenders to provide you the best home loan option that fits your needs. Our experienced Loan Processors assure that your loan is processed and closed on time. With us, your Interest is Prime and our top priority. We want to provide you the best experience so you could refer others to us.

Utilizing the best technology makes the entire Loan process Efficient, Secure and Convenient for our customers. Our goal is to build long term, concrete business relationships. We are eager to see you in your new home or to reduce your monthly mortgage payments quickly and conveniently.

We are currently licensed in Texas, Arkansas, Arizona, California, Colorado, District of Columbia, Florida, Georgia, Illinois, Indiana, Michigan, North Carolina, New Jersey, Oregon, South Carolina, Tennessee, Washington and Wisconsin.

Visit Our 24/7 Home Loan Knowledge Center today to understand the entire Loan Process. Apply for your home loan conveniently Online now or simply Call us if you have any questions. We look forward to serving you.

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Apply Online for Your Home Loan

For your convenience, Our Secure Online Portal allows you to create an online account to apply for a Home Loan from anywhere and at a time of your convenience. Your required documents can be uploaded to our secure online portal and you can sign all required documents electronically for your Home Loan. From the start to the closing of your home loan, we are here to help you every step of the way. Just Login anytime to check the status of your mortgage application or to upload required documents for your Home Loan.

Click Here to Access our Online Secure Portal now.

As always, we are here to assist you during our regular business hours, Monday thru Saturday between the hours of 9:00 AM and 5:00 PM Central Standard Time. Call us. We are just a phone call away.

In addition, Our Learning Center is available 24/7 to assist you.

We are eager to help you get in your new home or to help you lower your monthly mortgage payments. We strive to make the Loan process Convenient and Efficient by applying our expertise and the best available technology to expedite the Home Loan process in a Secure Environment.


Learning Center - Mortgage FAQ's

History of the Mortgage Industry in the United States

Since the beginning of times, mankind has had a fundamental need to mark its own territory, its own space and place to call home. Owning a home has always been a basic human need, desire and a requirement for centuries. The mortgage industry in the United States was built on the desire of its citizens to achieve an important aspect of the American dream, "Owning a Home".

Mortgages in the United States were initially started by the Insurance companies rather than the banks. The idea was to take over the property by the Insurance Company in case of a default rather than making money in fees and service charges. The development of the farm mortgage banking in the

Continue to Mortgage History in the United States ...................



Sections of a Uniform Residential Loan Application (Fannie form 1003/Freddie form 65)

Section 1 : Borrower Information      Section 2: Financial Information - Assets and Liabilities      Section 3: Financial Information - Real Estate      Section 4: Loan and Property Information      Section 5: Declarations      Section 6: Acknowledgements and Agreements      Section 7: Military Service      Section 8: Demographic Information      Section 9: Loan Originator Information

Additional Forms:

Additional Borrower Application, if applicable      Continuation Sheet, if applicable      Unmarried Addendum, if applicable


Consumer's Common Mortgage FAQ's

(1) The Six Stages of a Home Loan      (2) Ten Documents Required for a Home Loan Application      (3) What is Debt to Income Ratio      (4) What is an Interest Rate Lock      (5) What is a Credit Score      (6) What is the Loan Estimate (LE)      (7) What is a Closing Disclosure (CD)      (8) What is HUD-1 Settlement Statement      (9) What is a Good Faith Estimate (GFE)      (10) What is Truth in Lending (TIL)      (11) What is a Promissory Note      (12) What is a Mortgage or Security Instrument      (13) What to expect and what Documents are Signed at Closing      (14) What is an Escrow Account      (15) What is a Uniform Residential Loan Application (1003)      (16) What counts as a Business day during the Mortgage Application and Approval Process      (18) What is an Appraisal      (19) What is Mortgage Insurance      (20) What are Mortgage Points      (21) What is a Fixed Rate Mortgage      (22) What is an Adjustable Rate Mortgage      (23) What is an FHA Loan      (24) What is a Conventional Loan      (25) What is a VA Loan      (26) What is a USDA Loan      (27) What is a Construction Loan      (28) What is a Bridge Loan      (29) What is a Graduated Payment Loan      (30) What is a Home Equity Line of Credit (HELOC)      (31) What is a Reverse Mortgage      (32) What is Debt Service Coverage Ratio (DSCR)      (33) What is a Primary and Secondary Mortgage Market


Home Buyers Assistance Programs by State and Local Jurisdiction

Alabama Alaska Arizona Arkansas California Coloradoq Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming


Related Mortgage FAQ's and Scenarios:

Mortgage Industry Overview Regulatory Authorities Mortgage Related Federal Laws Loan Origination Loan Inquiry and Application Process Loan Qualification Requirements, Processing and Underwriting Closing Financial Calculations, Mortgage Math and APR Traditional and Non Traditional Mortgages Mortgage Loan Products Ethics Safe Act and CSBS/ARRMR Model State Law


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